What Should Buyers Bring to the Closing Table in Vermont? 🏡
Closing day is exciting, it’s the moment you officially become a homeowner! To make sure everything goes smoothly, here’s what buyers in Vermont should bring to the closing table:
✔️ Valid Government-Issued Photo ID.
A driver’s license or passport is required to verify your identity.
✔️ Certified Funds or Wire Confirmation.
Most closings require a wire transfer for your “cash to close” amount. Always verify wire instructions directly with the closing office to avoid fraud. Bring your wire confirmation if funds were sent in advance.
✔️ Proof of Homeowners Insurance
Your lender will require an insurance binder showing coverage effective on closing day.
✔️ Your Checkbook
While most funds are wired, a personal check can be helpful for small last-minute adjustments.
✔️ Any Requested Documentation
Occasionally, the lender or closing attorney may request additional paperwork prior to signing.
✔️ Patience and a Little Excitement!
You’ll be signing several documents, including your mortgage note and closing disclosures , so plan for about an hour.
In Vermont, closings are typically conducted by an attorney or title company.
If you have questions about what to expect or how to prepare, reach out before closing day so there are no surprises.
Congratulations, you’re almost home! 🏠✨
Mark Montross
Catamount Realty Group
85 Prim Road Suite 202
Colchester, VT 05446
802–825–1353
[email protected]